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Applied Personal Financial Concepts - Table of Contents
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Overview
Overview
Preface
Table of Contents
About Author(s)
Products
Offering: Applied Personal Financial Concepts
Titles: Applied Personal Financial Concepts
By Patrick O'Meara
1. Investment Objectives, Cash Flows and Total Returns
1.0 - Learning Outcome Statements
1.1 - The Goal of all Rational Investors
1.2 - Introduction to Investment Objectives
1.3 - Investment Objectives, Time and Risk
1.4 - Inflation, Taxes and Total Return
1.5 - Calculating Capital Gains (Losses) Using CRA's Formula
1.6 - The Rules of 70, 72 and 115
1.7 - The Nominal versus the Real Rate of Return
1.8 - In Summary
1.9 - Chapter Bibliography
1.10 - Questions
2. Measuring Return on Investment and Risk
2.0 - Learning Outcome Statements
2.1 - Return on Investment (ROI)
2.2 - Calculating and Measuring Average Returns
2.3 - Return and Risk
2.4 - In Summary
2.5 - Chapter Bibliography
2.6 - Questions
3. A Brief Introduction to the Time Value of Money
3.0 - Learning Outcome Statements
3.1 - The Difference between Simple and Compound Interest
3.2 - More on the Mathematics of Simple Interest
3.3 - The Mathematics of Compounding: An Introduction to the Time Value of Money
3.4 - Simplifying Time Value Calculations Using a Financial Calculator
3.5 - An Introduction to Annuities
3.6 - An Introduction to Perpetuities
3.7 - The Rule of 72
3.8 - In Summary
3.9 - Questions
4. Low and Moderate Risk Investment Products
4.0 - Learning Outcome Statements
4.1 - Introduction
4.2 - Low Risk, Low Return: Products that Offer Investors Liquidity
4.3 - Analyzing High Interest Rate Accounts Using Effective Annual Rate (EAR)
4.4 - Government of Canada Savings Products that Offer Liquidity
4.5 - Guaranteed Investment Certificates (GICs)
4.6 - Marketable Bonds
4.7 - Corporate Versus Government Bonds
4.8 - The Risk of Investing in Bonds
4.9 - In Summary
4.10 - Chapter Bibliography
4.11 - Questions
5. Higher Risk Savings and Investment Products
5.0 - Learning Outcome Statements
5.1 - Introduction
5.2 - Common and Preferred Shares
5.3 - Stock Markets and Stock Exchanges
5.4 - Discount and Full Service Brokers
5.5 - Stock Purchase Plans (SPPs) and Dividend Reinvestment Plans (DRIPs)
5.6 - Investing and Consumer Choice: Full Service and Discount Brokers and SPPs
5.7 - The Difference between Income and Growth Stocks
5.8 - Investing in Mutual Funds in Canada
5.9 - Mutual Fund Investment Strategies: Lump Sum versus Dollar Cost Averaging (DCA)
5.10 - Exchange Traded Funds (ETFs): A Potentially Lost Cost Alternative to Mutual Funds
5.11 - Why Invest in Stocks or Equity Mutual Funds and ETFs?
5.12 - In Summary
5.13 - Chapter Bibliography
5.14 - Questions
6. Saving for Long-Term Goals: Tax Deferred and Tax Free Savings
6.0 - Learning Outcome Statements
6.1 - Introduction
6.2 - A Brief Overview of Retirement Savings in Canada
6.3 - The Three Pillars of Retirement Savings in Canada
6.4 - Retirement Mathematics: Why Taxes, Inflation and Management Fees Matter in the Long Run
6.5 - Tax Free Savings: Tax Free Savings Accounts (TFSA)
6.6 - An RRSP Deposit or a TFSA Deposit: Which is ``Better''?
6.7 - Roland's Choice
6.8 - In Summary
6.9 - Chapter Bibliography
7. An Introduction to the Mathematics of Retirement Planning
7.0 - Learning Outcome Statements
7.1 - Introduction
7.2 - A Brief Overview of a Saver's Economic Life
7.3 - Joanne Packman's Retirement Savings Plan
7.4 - In Summary
7.5 - Chapter Bibliography
8. Using Leverage as an Investment Tool
8.0 - Learning Outcome Statements
8.1 - Introduction
8.2 - Defining Leverage
8.3 - The Advantages of Leverage
8.4 - The Four Primary Risks of using Leverage
8.5 - Cash Investment: No Leverage
8.6 - Investment Using Leverage: Margin Account
8.7 - Measuring the Risks and Returns of Margin: An Investment in Athabaska Oil Sands (ATH)
8.8 - RRSP Loans: Leverage by any Other Name
8.9 - In Summary
8.10 - Chapter Bibliography
9. An Introduction to Diversification
9.0 - Learning Outcome Statements
9.1 - Introduction
9.2 - Understanding Risk - Not all Risks are Equal
9.3 - How does Diversification Work?
9.4 - Using Correlation to Diversify an Investment Portfolio
9.5 - In Summary
9.6 - Chapter Bibliography
10. Using Options for Profit \& Personal Financial Risk Management
10.0 - Learning Outcome Statements
10.1 - Options: A Right but not an Obligation
10.2 - Call and Put Options
10.3 - The Concept of Moneyness
10.4 - Reducing the Risk of Loss with Put Options
10.5 - Tom's Covered Call Option: Income versus Opportunity Cost
10.6 - Calculating Your ROI in Options
10.7 - More on Leverage: Gayle's Call Option Strategy
10.8 - In Summary
10.9 - Chapter Bibliography